Help Caloyelboy in his dilemma

I just finished reading this post by Caloyelboy. And it made me laugh. He's got serious choices that he's contemplating, but it's just the way he phrases things that made me laugh, particularly his vehemence re banks and the way he says "no offence."
Incidently, this is the blog where I first encountered the word "biphasic".

http://caloyelboy.blogspot.com/2011/03/career-decisions-decisions.html

Think before you think

An excellent post by Melody on how we make a fool of ourselves by assuming, well worth reading.
http://kittensmits.blogspot.com/2010/08/but-i-thought.html